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Alberto Soto

Florida - Maitland

485 North Keller Road, Suite 500

Maitland, FL 32751


About Alberto

Alberto Soto joined our team in March 2012 as a Senior Loan Officer in our Maitland, FL retail branch. Alberto diligently works to originate mortgage loans from realtors, past clients and referral sources. He keeps his customers informed every step of the way as he knows this can be a confusing process. He also enjoys hosting home buyer educational seminars in his community. Alberto has been in the mortgage business for over 20 years, working with Metlife Home Loans and Urban Trust Bank prior to joining the Embrace team. Due to his hard work he has received the top achiever award as well as recognition for having 100% customer satisfaction multiple years in a row. He loves what he does and is happy to be an integral part of the American dream of buying a home!

Embrace Home Loans is a Trustee for the HCCMO (Hispanic Chamber of Commerce Metro Orlando), and Alberto is currently serving as a Board of Director. Previous to this, he was an Ambassador for 2 years and received Ambassador of the Year Awards. Alberto is also serving as an Advisor for the NAHREP (National Association of Hispanic Real Estate Professionals) Organization in North Orlando, Florida.

He received his BA from Towson State University in Business Administration and is a certified tax preparer from the IRS since 2010. Alberto was born and raised in Lima, Peru. He currently resides in Winter Springs, FL. In his spare time he likes to keep up on his physical fitness, playing tennis and cooking.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on November 22, 2020

    Review By Steven A. for Alberto Soto

    Completed transaction in November 2020

    Alberto was able to save us when our financing fell through with another lender. He was always available to us. He was quick. And he was able to explain and patiently re-explain things to a couple of first time home buyers like ourselves.

  • 5.0

    5.0 Survey completed on November 14, 2020

    Review By David N. for Alberto Soto

    Completed transaction in November 2020

    Great service, Smooth transaction, Alberto Soto and Maria Pizarro thanks, you're the best.

  • 5.0

    5.0 Survey completed on November 06, 2020

    Review By Brenda P. for Alberto Soto

    Completed transaction in October 2020

    Una de las mejores personas que he conocido, desde el primer dia que me comunique con el fue sincero, me guio por el proceso de comprar mi casa por primera vez, siempre atento a que todo estuviera en orden, cualquier pregunta me la contestaba rapido y profesional, creo que para ser mi primera vez comprando casa fue una de la experiencia mas bonitas en mi vida ya que el proceso fue rapido y sin estres. Alberto estoy agradecida por toda tu ayuda, soy oficialmente duena de mi casa!!!!

  • 5.0

    5.0 Survey completed on November 05, 2020

    Review By Jim M. for Alberto Soto

    Completed transaction in November 2020

    I've worked with Alberto on many transactions and has become my go to resource in regards to lenders. I've never had anything other than rave reviews from my clients. Communication, Service, and Knowledge are definitely strong points for Alberto

  • 5.0

    5.0 Survey completed on November 04, 2020

    Review By Paola V. for Alberto Soto

    Completed transaction in October 2020

    Alberto help was very helpful and his service was fast and efficient.

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Rates Hit New Low as Refis Jump Once Again

Mortgage rates hit another record low this week, and it sent refinances surging. According to the latest report from the Mortgage Bankers Association, refinance applications jumped 5% and are now 79% higher than a year ago.  Purchase loan applications were up, too, rising 4% from the previous week. They’re now 19% higher than one year…

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