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Jessica Kalavoda

Pennsylvania - Bethlehem

190 Brodhead Road, Suite 300

Bethlehem, PA 18017


About Jessica

Jessica Kalavoda is a Senior Loan Officer, but she has first-hand experience with all stages of the loan process — she’s been a mortgage originator, processor, underwriter, closer, and post closer. Before Embrace, she was AVP, Consumer Lending at Embassy Bank.

Born and raised in Bethlehem, PA, Jess attended Freedom High School and went on to study at Northampton Community College. She loves the area so much that she decided to stay and raise her family in Bethlehem; she is married and has two children, two dogs, and two cats.

Jessica is a big fan of the Philadelphia Phillies and she also enjoys movies and painting. Fall is her favorite season and her perfect day is one spent with her family going pumpkin picking while drinking hot apple cider. She’s passionate, kind-hearted, and loves helping her borrowers find the right mortgage loan for their unique situation.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
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Rates Hit New Low as Refis Jump Once Again

Mortgage rates hit another record low this week, and it sent refinances surging. According to the latest report from the Mortgage Bankers Association, refinance applications jumped 5% and are now 79% higher than a year ago.  Purchase loan applications were up, too, rising 4% from the previous week. They’re now 19% higher than one year…

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