Embrace Home Loans Corporate
25 Enterprise Center
Middletown, RI 02842
Joe Silva joined Embrace Home Loans in June 2008. He believes purchasing or refinancing a home doesn’t have to be a stressful endeavor. His single objective is to maintain an uncomplicated and stress-free process with a quick turnaround time. By making it his responsibility to understand each client’s individual circumstances, Joe is able to tailor a program that meets both their current needs and future goals. Prior to joining Embrace, he was a Senior Loan Officer at Home Loan Investment Bank. He is a three time President’s Club winner with multiple Top 10 performance awards.
Joe is a graduate of the University of Rhode Island with BA in Communications. He grew up in RI and still resides there with his wife and two young sons. He enjoys sports, skiing and landscaping his home.
Rates Hit New Low as Refis Jump Once Again
Mortgage rates hit another record low this week, and it sent refinances surging. According to the latest report from the Mortgage Bankers Association, refinance applications jumped 5% and are now 79% higher than a year ago. Purchase loan applications were up, too, rising 4% from the previous week. They’re now 19% higher than one year…Read More