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Matt Fenster

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Matt

Since 2003, Matt Fenster has been a valued member of the Embrace Home Loans family. Matt joined Embrace as a loan officer after graduating college and in that time he has distinguished himself as a top producer, being named to the President’s Club seven times and counting.  In addition to helping clients navigate the loan application process, Matt also leads a team of loan officers, lending his knowledge and expertise to coach the next generation of mortgage professionals. 

Originally from Connecticut, Matt earned his BA in Clinical Psychology and BS in Chemical Dependency from Keene State College. He currently makes his home in Newport, Rhode Island with his wife and young son, as well as two dogs.  A perfect day for Matt would start at 5am with a fishing trip, then lunch and relaxation at Gooseberry Beach with his wife and son.

embrace home loans Presidents club 2019

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on August 01, 2017

    Review By Elizabeth C. for Matt Fenster

    Completed transaction in August 2017

    Everything from start to finish was a breeze with Matt. His quick responses to all of our first time home buyer questions made this whole process comfortable and easy. Most people have horror stories when it comes to the mortgage process and our experience was so amazing I have not one bad thing to say! Thank you Matt for helping us make our home dreams come true!

  • 4.3

    4.3 Survey completed on July 16, 2017

    Review By Maria F. for Matt Fenster

    Completed transaction in June 2017

    Because marcos speaks Spanish

  • 5.0

    5.0 Survey completed on March 31, 2017

    Review By Matt for Matt Fenster

    Completed transaction in March 2017

    Matt did an unbelievable job servicing my fianc_ and I. As first time home buyers, the process from start to finish could not have gone smoother. Matt was there to answer any questions we had, day or night, weekday or weekend, and was also there to celebrate our tremendous victory when it was all said and done. Not knowing a thing about mortgages a short 3 months ago, I now feel confident and educated on all the ins and outs of owning a home thanks to Matt's assistance and education.

  • 5.0

    5.0 Survey completed on February 02, 2017

    Review By Ed for Matt Fenster

    Completed transaction in February 2017

    Working with Matt was a true pleasure. Being a first time home buyer, Matt took the time to explain each step in detail along the way and was always there to answer any questions I had. He reinforced throughout the process that he had your best interest in mind. My purchase was located in the state of Georgia and when the process began, both my agent and the selling agent were hesitant because my lender was not local to the area and they were not familiar with him. Any hesitations they had were quickly erased once the process started. My agent as well as the closing attorney both raved about Matt and Embrace's professionalism and said they would be recommending him to future clients.

  • 5.0

    5.0 Survey completed on April 28, 2016

    Review By Shelly for Matt Fenster

    Completed transaction in April 2016

    Matt was fantastic to work with, very responsive and helpful.

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Rates Hit New Low as Refis Jump Once Again

Mortgage rates hit another record low this week, and it sent refinances surging. According to the latest report from the Mortgage Bankers Association, refinance applications jumped 5% and are now 79% higher than a year ago.  Purchase loan applications were up, too, rising 4% from the previous week. They’re now 19% higher than one year…

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