Virginia – Bedford
130B West Main Street
Bedford, VA 24523
With over three decades of experience in the home buying and financing process, Pam is a true mortgage industry veteran. She’s known for being patient, honest, hardworking, and compassionate. In fact, she’s earned the nickname “Mortgage Loan Mama” — ‘cause no one takes care of you as good as your mama!
Pam grew up in Roanoke, Virginia and currently resides close by in Botetourt County. She studied accounting in college and her love of numbers eventually brought her into the world of mortgage lending. She’s been recognized for her hard work by achieving a spot in the Million Dollar Club.
She may be known for being kind and understanding, but Pam is no shrinking violet. In fact, she has a black belt in Tae Kwon Do and she’s also a Certified Instructor. When she’s not working or breaking boards with her bare hands, Pam loves spending time with her family. She has been married to her husband for more than 40 years and has two wonderful sons (plus two wonderful daughters-in-law), one precious granddaughter, and one Silver Lab granddog. Pam loves to dance and swim and she volunteers with Music Time for Kids at Bonsack Baptist Church.
Rates Hit New Low as Refis Jump Once Again
Mortgage rates hit another record low this week, and it sent refinances surging. According to the latest report from the Mortgage Bankers Association, refinance applications jumped 5% and are now 79% higher than a year ago. Purchase loan applications were up, too, rising 4% from the previous week. They’re now 19% higher than one year…Read More