Skip To main content
Patrick Holland

Virginia - Fairfax
22030

10306 Eaton Place, Suite 100

Fairfax, VA 22030

703-591-7144

About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. He does that through helping homebuyers with their financing or existing mortgage holders with refinancing their loans. “When a client commits to us, it is a sign of trust that my team takes seriously. We help our client make the right financing decision based on their long-term goals and we will deliver the finished product on time. Our goal is always to exceed the client’s expectations.”

This foundation based on trust and loyalty has been instilled with Patrick throughout his life. The son of a naval officer and elementary school teacher, the he learned the importance of honesty, integrity, and treating others with respect.

These core beliefs are reflected throughout his life and in his work. Patrick has received many awards and recognition, including one of the “Top 250 Originators” in the country as noted in both Mortgage Originators Guide and the Scotsman Guide. He has been the top producing loan officer at Embrace and was featured on the cover of Top Agent Magazine in August, 2015.

It’s the day-to-day challenges Patrick loves in his work. “Many times, there is not just one solution. Every transaction is different. It’s exciting to learn new things and be part of an ever-evolving industry.”

Being flexible and able to keep up with the competitive market is essential for Patrick and his team. Their office utilizes easy electronic signature documents, secure document transfer, and individual websites for security, resulting in loans taking only weeks to process and close, rather than months.

But just because the technology changes and processes change, doesn’t mean his core values do.

“Patrick is what every real estate professional lender should be like. Every step of the way we felt like he was personally there for us, including recommending when to (and not to) refinance. We have total trust and confidence in him,” said Tom and Rhonda, who add they would recommend him without hesitation. His clients are for life.

Honesty, a hard work ethic, and his people-oriented personality have driven Patrick to the top. He also understands his clients helped build him, and he takes that responsibility seriously. Closing on a home is one of the most exciting and stressful things a person will ever do in their life. It’s a tremendous privilege for Patrick and his team to share that moment in a person’s life.

At the end of the day, every day, it’s all about helping people achieve their dreams.

Embrace Home Loans Hall of Fame MemberEmbrace Home Loans Presidents Club 2019, 2018, 2017,2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009 and Hall of Fame Member

Embrace Home Loans Founders Club Inducted Aug 24,2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(612)

  • 5.0

    5.0 Survey completed on November 30, 2020

    Review By Wyatt W. for Patrick Holland

    Completed transaction in November 2020

    Professional, Cheerful, and Efficient

  • 4.5

    4.5 Survey completed on November 25, 2020

    Review By Bruce M. for Patrick Holland

    Completed transaction in November 2020

    The process went very smoothly and was not too burdensome in collecting the documentation. Perhaps the most challenging part of a refi. Also, Patrick was clear where the money was coming and going from.

  • 5.0

    5.0 Survey completed on November 25, 2020

    Review By Shayna E. for Patrick Holland

    Completed transaction in November 2020

    The communication is what makes working with Patrick great. Questions are always answered and within a timely manner. He also makes everything easy to understand! Loved working with him !

  • 5.0

    5.0 Survey completed on November 24, 2020

    Review By Michael F. for Patrick Holland

    Completed transaction in November 2020

    Pat and his team made our refinancing process extremely smooth and easy. They were always available to answer any questions we had. This is our second time working with Pat and we would recommend him to anyone looking for an experienced, knowledgeable and helpful company for any mortgage needs.

  • 5.0

    5.0 Survey completed on November 24, 2020

    Review By Gris L. for Patrick Holland

    Completed transaction in November 2020

    patient and professional

Loan in progress?
Rates Hit New Low as Refis Jump Once Again

Mortgage rates hit another record low this week, and it sent refinances surging. According to the latest report from the Mortgage Bankers Association, refinance applications jumped 5% and are now 79% higher than a year ago.  Purchase loan applications were up, too, rising 4% from the previous week. They’re now 19% higher than one year…

Read More