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Paul Stivers

Virginia - Fairfax

10306 Eaton Place, Suite 100

Fairfax, VA 22030


About Paul

Paul joined Embrace Home Loans as a Loan Officer at our Fairfax, VA branch in June 2017.  As a trusted advisor to his clients, he identifies their priorities and goals, then proposes the best solutions within the context of their personal and financial objectives.  Paul also believes in building lasting relationships with his referral partners and clients by ensuring complete clarity and timely communication throughout the loan process.

As an Arlington Chamber of Commerce Ambassador, Paul works with incoming members to leverage their membership to meet their business goals.

Paul grew up in McLean, VA.  He attended Old Dominion University where he graduated with a B.S. in Engineering Technology and later earn a Master’s in Information Technology from Virginia Tech.

When Paul is not working with clients, he enjoys kayak fishing, hiking, working out, Washington Nationals games, and his backyard pond.  He has also completed several extreme obstacle course race events.  Paul has a passion for helping others and volunteers with Heroes On The Water, an organization which assists veterans with PTSD by helping them unwind using the therapeutic qualities of kayak fishing.  He currently resides in Alexandria, VA with his wife Lisa and their dog and cat.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on November 19, 2020

    Review By Rebecca G. for Paul Stivers

    Completed transaction in November 2020

    As first time (indecisive) homebuyers, buying during a pandemic and buying in the hottest sellers’ market in recent history, there were a lot of challenges for our lender from the start. Paul really took the time to educate us on the process, answer all of questions and worked around my crazy work schedule. I really appreciated his no-pressure approach. He was so easy to talk to that he felt like a good friend by the end and we haven’t even met in person due to COVID. Thank you so much Paul!

  • 5.0

    5.0 Survey completed on November 17, 2020

    Review By Joseph B. for Paul Stivers

    Completed transaction in November 2020

    Paul’s knowledge and communication made our refinance process smooth; I will recommend his services to friends and family in the future.

  • 5.0

    5.0 Survey completed on November 10, 2020

    Review By Sabrina G. for Paul Stivers

    Completed transaction in November 2020

    Thank you, Paul! We appreciate how easy and efficient this process has been!

  • 5.0

    5.0 Survey completed on November 04, 2020

    Review By Nancy G. for Paul Stivers

    Completed transaction in November 2020

    Paul is a trusted team member for me when I'm working with buyers. I can count on his friendly and responsive attitude, his knowledgeable and competent expertise, and his ability to get the loans closed and have happy clients at the settlement table. I highly recommend Paul for a professional and seamless experience.

  • 5.0

    5.0 Survey completed on October 19, 2020

    Review By Casey D. for Paul Stivers

    Completed transaction in October 2020

    Paul was very thorough and detail oriented. I had some pretty specific questions and he had very specific answers. I wouldn't hesitate to use Paul again. In past experiences with other lenders I felt like I was dealing with the stereotypical used car dealer. Dealing with Paul made me feel like I was working with a finance professional, because that's what he is.

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Rates Hit New Low as Refis Jump Once Again

Mortgage rates hit another record low this week, and it sent refinances surging. According to the latest report from the Mortgage Bankers Association, refinance applications jumped 5% and are now 79% higher than a year ago.  Purchase loan applications were up, too, rising 4% from the previous week. They’re now 19% higher than one year…

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